Author: Ricky Spears
Ricky Spears is Founder and Principal Consultant at CU Logics. His specialty is finding repetitive, time-consuming operational processes and building practical systems that make those processes faster, more reliable, and easier for employees to manage.
Not All AI in Your Credit Union Is the Same
Credit unions often talk about “AI” as if it were one thing. It isn’t. Generative AI tools and embedded AI systems carry different risks, require different…
Consumer vs. Enterprise AI: What Credit Unions Need to Understand Before Choosing a Tool
The real AI risk for credit unions isn’t the model—it’s the governance. Before choosing an AI platform, institutions must understand how different tiers handle data, oversight,…